What is Spared's Pricing Structure

$1 per month + 1% per transaction

As a start-up, these fees cover development work to make Spared even more amazing based on your feedback, which we are all about.
*For every $10 rounded up, you’ll only pay .10 per transaction above the monthly fee.

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Does Spared Make Sense For My Student Loan

If you’re just getting started on your loans, we may not be for you.

Assuming you have standard loan terms of 10 years and the average interest rate of 6%, it doesn’t make sense for you to use Spared unless you have at least $11,000 in student loans. You may still get out of debt faster but you’re likely to break even when it comes to cost savings.

Get in touch with us.

Our team loves working with journalists to craft and share compelling stories. If you’re a member of the media and would like to talk to us, please send an email to

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Have more questions?

Visit our help center for comprehensive FAQ & Support Documentation. >>